Use the 2025 VA disability matrix to find the benefits available to you with VA ratings from 0% to 100%

2025 Service-Connected VA Benefits Matrix by Disability Rating

Fellow Veterans, the new 2025 Service-Connected VA Disability Benefits Matrix is here, and it’s a total game-changer!

This guide breaks down the full spectrum of benefits available to you at each disability rating, from 0% all the way to 100%.

As your VA rating increases, so do the benefits available to you — more support, better access, and greater disability compensation.

For instance, a veteran rated at 100% enjoys significantly more comprehensive benefits than someone at 50%.

Dive into this guide to ensure you’re not missing a single benefit that’s rightfully yours.

Let’s make sure you’re maximizing your VA benefits for everything you’ve sacrificed for our country.

List of VA Benefits for a 0% Non-Compensable VA Rating

· Veterans Affairs Life Insurance (VALife)

· 10-point Veteran preference in federal hiring

· No cost health care and prescription drugs for service-connected disabilities (income limits must be met)

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 0% Compensable VA Rating

· Disability compensation (if granted a 10% rating, the compensation is $171.23 per month)

· Veterans Affairs Life Insurance (VALife)

· 10-point Veteran preference in federal hiring

· No cost healthcare and prescription drugs for service-connected disabilities (income limits must be met)

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Waiver of VA funding fee for VA home loan

· Burial and plot allowance

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 10% VA Rating

· Disability compensation (a 10% rating has compensation of $171.23 per month)

· Veterans Affairs Life Insurance (VALife)

· No cost health care

· Prescription medications for service-connected disabilities

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Waiver of VA funding fee for home loan

· 10-point Veteran preference in federal hiring

· Vocational Rehabilitation & Employment (with a serious employment handicap)

· Burial and plot allowance

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 20% VA Rating

· Disability compensation (a 20% rating has compensation of $338.49 per month)

· Veterans Affairs Life Insurance (VALife)

· No cost health care

· Prescription medications for service-connected disabilities

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Waiver of VA funding fee for home loan

· 10-point Veteran preference in federal hiring

· Vocational Rehabilitation & Employment

· Burial and plot allowance

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 30% to 40% VA Rating

· Disability compensation (a 30% rating is worth a minimum of $524.31 per month while a 40% rating is worth a minimum of $755.28 per month)

· Veterans Affairs Life Insurance (VALife)

· No cost health care

· Prescription medications for service-connected disabilities

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Waiver of VA funding fee for home loan

· 10-point Veteran preference in federal hiring

· Direct hire authority

· Additional compensation for eligible dependents

· Vocational Rehabilitation & Employment

· Burial and plot allowance

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 50% VA rating

· Disability compensation (a 50% rating is worth a minimum of $1,075.16 per month)

· Veterans Affairs Life Insurance (VALife)

· No cost health care and prescription medications

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Waiver of VA funding fee for home loan

· 10-point Veteran preference in federal hiring

· Direct hire authority

· Vocational Rehabilitation & Employment

· Additional compensation for eligible dependents

· Concurrent receipt of military retired pay

· Burial and plot allowance

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 60% to 90% VA Rating

· Disability compensation (a 60% rating is worth a minimum of $1,361.88 per month; a 70% rating is worth a minimum of $1,716.28 per month; an 80% rating is worth a minimum of $1,995.01 per month; a 90% rating is worth a minimum of $2,241.91)

· Veterans Affairs Life Insurance (VALife)

· No cost health care and prescription medications

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· Waiver of VA funding fee for home loan

· 10-point Veteran preference in federal hiring

· Direct hire authority

· Vocational Rehabilitation & Employment

· Additional compensation for eligible dependents

· Concurrent receipt of military retired pay

· Individual Unemployability (must be unemployable due to service-connected disabilities)

· Dependents Educational Assistance (unemployability must be considered permanent)

· Special restorative training

· CHAMPVA–Civilian Health and Medical Program (unemployability must be considered permanent)

· Dental care (if rated under individual unemployability)

· Burial and plot allowance

· Commissary and Exchange Privileges

· Use of commissaries, exchanges, and morale, welfare and recreation (MWR) retail facilities, in-person and online

List of VA Benefits for a 100% VA Rating

· Disability compensation (a 100% rating is worth a minimum of $3,737.85 per month)

· Access to 50 top federal and state benefits for 100 percent disabled veterans

· Veterans Affairs Life Insurance (VALife)

· No cost health care and prescription medications

· Travel allowance for scheduled appointments for care at a VA medical facility or VA authorized health care facility

· No cost dental care

· Waiver of VA funding fee for home loan

· 10-point Veteran preference in federal hiring

· Direct hire authority

· Vocational Rehabilitation & Employment

· Additional compensation for eligible dependents

· Concurrent receipt of military retired pay

· Dependents Education Assistance (must be rated 100% permanent and total)

· Special restorative training

· Total and Permanent Disability (TPD) Discharge for Federal Student Loans

· Aid and Attendance or Housebound Benefits

· Dependency and Indemnity Compensation (DIC)

· Space-Available (Space-A) Travel

· CHAMPVA–Civilian Health and Medical Program (must be rated 100% permanent and total)

· Burial and plot allowance

About the Author

VA disability expert Brian Reese

Brian Reese is one of the world’s top VA disability benefits experts and the #1 bestselling author of VA Claim Secrets and You Deserve It. Frustrated with the VA claim process, Brian founded VA Claims Insider to help disabled veterans win their VA disability compensation faster. He has served over 10 million military members and veterans since 2013. A former Air Force officer, Brian deployed to Afghanistan in 2011. He is a Distinguished Graduate from the U.S. Air Force Academy and holds an MBA from Oklahoma State University, where he was a National Honor Scholar.